Property

Property in Aruba

Considering buying property in Aruba? Here you'll find clear information on costs, mortgage options, ownership types and the buying process — so you can take your next step with confidence.

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Considering buying property in Aruba? Here you'll find clear information on costs, mortgage options, ownership types and the buying process — so you can take your next step with confidence.

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What we cover

Who can buy property in Aruba

Both residents and non-residents can purchase property in Aruba.

Freehold vs lease land

Freehold (eigendom) means you own the land and the building.

Costs of buying

Closing costs in Aruba typically total around 5–8% of the purchase price.

Financing options

Local banks in Aruba offer mortgages for both freehold and lease-land property.

Timeline and process

From offer to transfer usually takes several weeks to a few months.

Areas in Aruba

Aruba offers a range of areas—from beachside and tourist-adjacent to quieter residential neighbourhoods.

Ongoing taxes and costs

As an owner you may face property tax, utilities, and—on lease land—the annual canon.

Rental and use

If you plan to rent out your property, local rules and any HOA or lease conditions apply.

Notary and registration

A civil-law notary in Aruba handles the deed and transfer.

Key information

Who can buy?

Residents and foreigners can buy property. Freehold and long-lease (erfpacht) are both available; rules and financing may differ slightly.

Closing costs

Expect roughly 5–8% in closing costs: transfer tax, notary fees, and other expenses. Our guides break down the numbers.

Areas

From beachside to quieter neighbourhoods, Aruba has a range of areas. We outline popular locations and what to consider when choosing.

Process

From offer and due diligence to notary and transfer, the steps are clear. A notary handles the legal transfer of ownership.

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Frequently asked questions

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