Our Financial Guides

Clarity for your financial journey in Aruba.

Property

From budget and location to notary and transfer — a clear overview of the property buying process in Aruba.

Property

Full breakdown of closing costs (5–8%), transfer tax, notary fees, and ongoing annual expenses when buying property in Aruba.

Mortgages

Step-by-step guide to getting a mortgage in Aruba for residents and non-residents.

Mortgages

Freehold vs lease land, process, costs, and financing for non-residents.

Mortgages

Exactly which documents you need — plus a printable checklist and bank requirements.

Mortgages

How annuity mortgages work in Aruba — payments, pros & cons, eligibility, and examples.

Mortgages

How banks calculate borrowing power — factors, example, calculators, tips, and FAQs.

Mortgages

Differences, fees, restrictions, and financing between freehold and lease land.

Property

Freehold vs long lease land: ownership rights, 60-year lease, annual canon, and financing.

Property

What does a house cost in Aruba? Clear overview of price ranges by region and size, price per sq ft, and which factors drive the market.

Property

From vibrant beachfront districts to quiet residential towns — a complete overview of Aruba's main locations and what makes each unique.

Property

Legal requirements, residency, financing, taxes, and rental rules for international buyers. Owning property in Aruba is smooth, safe, and rewarding.

Insurance

Learn the basics of insurance in Aruba—AZV health, motor, home, liability, and business coverage.

Insurance

Key facts about health and car insurance in Aruba—requirements, costs, coverage, and practical tips for residents and visitors.

Insurance

Learn how insurance works in Aruba as a new resident—coverage basics, required paperwork, and practical tips for health, car, and property insurance.